Tools of Trade Insurance
As a Tradie you treasure some of your tools and equipment, after all they allow you to be successful in your Trade.
So, what would happen if they were stolen tonight, damaged on site or lost in a fire? All up they cost an arm and a leg but you probably that sort of cash just lying around to replace them all at once… Don’t worry, we have you covered!
What’s so good about our Tools of Trade products?
✓ Replacement Cover – We will replace we will replace your tools with new ones, that’s right old for new up to your Insurance limit if they are stolen or cannot be repaired.
✓ Theft Insurance – So If your tools are stolen on site or from the back of the Ute but there is no evidence of a break in. Additionally, burglary is offered standard cover in our policy in the scenario of someone breaking into your car or home.
✓ Plant, Stock, Electronic Goods also – We don’t just cover your drill set, we cover your building materials as well as your work owned electronic equipment such as your iPhones, iPads and laptops (including some software cover!).
✓ Machinery Breakdown – Your policy covers mechanical or electrical breakdown. Of course, we have some conditions around this, but you won’t find too many people offering you this type of insurance online.
✓ Employee Effects – Your policy offers covers up to $10,000 for employee effects, so you can be confident that your staff can get back on the job quicker with minimal time off the tools.
✓ Money – If you have lost money in transit or whilst stored at certain locations we have some cover for you here as well so you can still pay your staffs wages.
✓ Earthquake Insurance – If your tools have been damaged in an earthquake, don’t worry its covered as well.
> Click here to see the Policy Limits and Policy Wording