Disclaimer

Not Financial Advice

TradieInsurance.co.nz (a trading style of Cover4You) is not a licensed financial adviser under the Financial Markets Conduct Act 2013. Nothing on this website should be construed as financial advice, insurance advice, or a recommendation to acquire or not acquire any particular insurance product.

Before making any insurance decision, we recommend you:

• ✓Read the full policy wording and Product Disclosure Statement (PDS) for any insurance product you are considering
• ✓Consider your individual circumstances, risk profile, and financial situation
• ✓Seek independent advice from a licensed financial adviser or insurance broker if needed
• ✓Compare multiple products and providers before making a decision

How This Site Works

TradieInsurance.co.nz connects New Zealand tradespeople with licensed insurance brokers and advisers in our referral network. When you submit a quote request, your enquiry is forwarded to one or more brokers who will contact you to discuss your needs and provide personalised quotes.

We may receive a referral fee or commission from brokers when you take out a policy as a result of a referral from our website. This does not affect the price you pay for your insurance. Our editorial content and product comparisons are produced independently and are not influenced by commercial arrangements.

Accuracy of Information

We work to ensure the information on this website is accurate and up to date. However, insurance products, premiums, policy terms, and regulatory requirements change frequently. We make no representation or warranty — express or implied — about the accuracy, completeness, or currency of any content on this website.

In particular:

• →Premium ranges and pricing guides are indicative only and will vary depending on your individual circumstances
• →Policy coverage descriptions are summaries only — always refer to the full policy wording for complete details
• →Provider ratings and comparisons reflect our assessment at the time of publication and may not reflect current offerings
• →Regulatory and legislative information is provided for general guidance only and may not be current

Third-Party Content and Links

This website may reference third-party insurers, brokers, industry bodies, and government agencies. Links to external websites are provided for your convenience and do not constitute an endorsement of those sites or their content. We accept no responsibility for the accuracy, availability, or content of any external website.

Insurance products referenced on this site are provided by third-party insurers. Cover4You is not party to any insurance contract and has no liability in relation to any claim made under a policy arranged through our referral network.

Limitation of Liability

To the fullest extent permitted by New Zealand law, Cover4You and TradieInsurance.co.nz disclaim all liability for any loss, damage, or expense — direct, indirect, or consequential — arising from reliance on information contained on this website or from your use of this website.

This disclaimer does not exclude any liability that cannot be excluded under the Consumer Guarantees Act 1993 or any other applicable New Zealand legislation.

Governing Law

This disclaimer and your use of this website are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the New Zealand courts.

Contact Us

If you have any concerns about the information on this website or how we operate, please contact us at:

Also see our Privacy Policy and Terms of Use.