Privacy Policy

TradieInsurance.co.nz (a trading style of Cover4You) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose and protect your personal information in accordance with the New Zealand Privacy Act 2020.

1. Who We Are

TradieInsurance.co.nz is operated by Cover4You, a New Zealand-based insurance comparison and referral service. We are not an insurer, underwriter or financial adviser. We connect New Zealand tradies with licensed insurance brokers and advisers.

Contact: hello@cover4you.co.nz | 09 885 9549

2. Information We Collect

We may collect the following types of personal information:

• ✓Name, email address and phone number (when you submit a quote request or contact form)
• ✓Trade type, business size and insurance requirements (to match you with appropriate brokers)
• ✓Location information such as city or region
• ✓Website usage data via cookies and analytics tools (see Section 7)
• ✓Communications you send us by email, phone or form

We only collect information that is necessary for the services we provide. You are not required to provide personal information to browse this website, though some features (such as quote requests) require it.

3. How We Use Your Information

We use your personal information to:

• ✓Pass your enquiry to licensed NZ insurance brokers and advisers in our network
• ✓Respond to your questions and provide customer support
• ✓Improve and personalise your experience on our website
• ✓Send you relevant insurance information or updates (if you have opted in)
• ✓Comply with our legal and regulatory obligations
• ✓Analyse website usage to improve our service

4. Sharing Your Information

We may share your personal information with:

• →Licensed NZ insurance brokers and advisers in our referral network (for the purpose of providing quotes)
• →Third-party service providers who assist us in operating our website (e.g. form processing, analytics)
• →Regulatory authorities if required by law

We do not sell your personal information to third parties. We do not share your information for purposes unrelated to insurance comparison and referral without your explicit consent.

5. Storage and Security

Your personal information is stored securely. We take reasonable technical and organisational measures to protect your data against unauthorised access, loss or misuse. Data submitted via our quote forms is transmitted using 256-bit SSL encryption.

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected or as required by law. Quote enquiry data is typically retained for up to 24 months.

6. Your Rights

Under the New Zealand Privacy Act 2020, you have the right to:

• ✓Request access to the personal information we hold about you
• ✓Request correction of any inaccurate personal information
• ✓Ask us to delete your personal information (subject to legal obligations)
• ✓Withdraw consent for marketing communications at any time
• ✓Lodge a complaint with the Office of the Privacy Commissioner (www.privacy.org.nz)

To exercise any of these rights, contact us at hello@cover4you.co.nz. We will respond within 20 working days as required by the Privacy Act 2020.

7. Cookies and Analytics

Our website uses cookies and similar tracking technologies to improve your browsing experience and analyse site usage. We use:

• →Essential cookies — required for the website to function correctly
• →Analytics cookies — to understand how visitors use our site (via Google Analytics)
• →Advertising cookies — to show relevant ads via Google AdSense

You can manage or disable cookies through your browser settings. Disabling cookies may affect your experience on our website.

8. Links to Third-Party Sites

Our website may contain links to external websites including insurer and broker websites. We are not responsible for the privacy practices of those sites and recommend you review their privacy policies before providing personal information.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated date at the top of this page will be revised accordingly. Continued use of this website after changes constitutes acceptance of the updated policy.

10. Contact Us

For privacy-related enquiries or complaints, contact us at:

If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner.